Income Protection Insurance

3 in 4 Australians will be diagnosed with a serious illness in their working life.* How would you sustain your lifestyle and pay your bills if you were injured or too sick to work?

*Australian Bureau of Statistics

Our ability to earn an income is a tremendous asset, and income protection insurance takes care of it by providing an income stream usually worth around 75% of your normal wage if you can’t work because of illness or injury. The premiums are normally tax deductible, making cover more affordable.

Protect your money (financial savings) and financial care (services) concept. Financial advisor (financial consultant) with protective gesture and piggy bank.

Your largest asset, protecting your income is as important as growing it.
Bills don’t stop when you’re unable to work, and the costs of recovery can add up.
Finding yourself in these circumstances is emotionally demanding; and the last thing you’d want to have to think about is your mortgage or car repayments and day-to-day living expenses.

Even if you’re only out of work for a short period, your finances could be significantly stretched.

Income protection or ‘lifestyle’ insurance – pays up to 75% of your income if you are ill or injured and unable to work. This money helps you stay on top of mortgage repayments, pay for medical expenses and cover living costs like food, petrol, utility bills, clothing and school fees while you recover.

Income protection insurance is tax deductible and cover can start from as little as $2 a day. It gives you peace of mind that if the unforeseen happens, you’ll have funds to help you get back on your feet again – without putting a major dent in your savings or racking up debt.

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Spark Advisors Australia Pty Ltd
ABN 34 122 486 935 | AFSL No. 380552
Level 14, 300 Adelaide Street, Brisbane QLD 4000
360 Degree Wealth Services  Pty Ltd  ABN 40 129 205 027
Corporate Authorised Representative No. 396 574
Suite 28, 50-56 Sanders Street, Upper Mount Gravatt QLD 4122